Save for your child's future and help children around the world with an Ethical Funds® Registered Education Savings Plan

Post secondary graduates enjoy more options, better job security and a higher standard of living than workers with only a high school diploma. The best way to give your children or grandchildren a head start is with a Registered Education Savings Plan (RESP). An RESP with Ethical Funds gives you solid financial management, competitive returns, and the knowledge that your money is working to improve the quality of life for everyone.

Ethical Funds is committed to social change and fairness through our unique combination of social and environmental screening and shareholder action. Your RESP helps you build a brighter future for your children. Our Ethical® Principles work to make the future brighter for all children.

Ethical Funds is proud of our ongoing partnership with UNICEF Canada - the United Nations Children's Fund. Together we're working to promote Canada's first socially responsible RESP and UNICEF's efforts to provide education to children in developing countries. For every RESP contribution made before December 31, 2001, Ethical Funds will make a donation to UNICEF Canada for educating children in developing countries.

An RESP with socially responsible Ethical Funds is an ideal way to give your children the gift of education. To set up a new plan, make another contribution to your existing plan, or transfer in money held at another financial institution, simply contact <insert credit union name> and start saving now. For all the right reasons.

For more information about Ethical Funds and our Ethical Principles, or up-to-date Market News, visit the Ethical Funds Web site at www.ethicalfunds.com.

Mutual funds are offered through Credential Asset Management Inc., a wholly–owned subsidiary of Credit Union Central of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash deposits are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer which insures deposit in credit unions. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Ethical Funds are sold in all provinces and territories across Canada. ®Ethical and Ethical Funds & Design are registered marks owned by Ethical Funds Inc. and are used under licence.