Not able to come in for an appointment? Not from Spiritwood? No Problem. Fill out the forms below and fax them back to us. We will then contact you by phone, cell, or email and discuss your application.

Consumer Profile & Network Statement  
FAX – (306) 883-2270

Purchase a new vehicle, finance your vacation, maximize your RRSP Room, finance your child's future/education, or consolidate your debt to make payments more affordable. Compare our competitive rates and convenient repayment options.

• Loans for consumer based purchases (vehicles, household goods, holidays) and debt consolidations
• Repayment plans that suit you
• Competitive interest rates
• No prepayment penalty
• Quick Approval – usually within one business day
• Insurance available

What to Bring with you for the appointment.
To qualify for a loan we need to know as much as we can about you. This not only makes the application for a loan much simpler, but enables us to help you structure your finances to best suit your needs.

When applying for a loan please don't forget to bring some important things:

• Whoever is applying for the loan.  Yourself and ?
• Current Employment information: where, how long, salary (tax returns)
• Know your current Financial picture: investments, vehicles, real estate, loans, credit cards, and payments

Student Loans
Interest rates as low as prime + 1% with monthly "interest only" payments while you are in school. Principal and interest payments start at prime + 1% within 6 months after you complete your full-time studies or discontinue your education.

• Available for full-time students attending a university or technical institute
• Pay only the interest owing until you complete your education 

Residential Mortgages

• Loans for purchase, construction or renovations to your personal residence
• Pre-approval available – gain confidence with the knowledge that your financing has been approved
•  Available as conventional mortgage or Concentra insured mortgage
• Financing up to 95% on Concentra and 80% on conventional mortgages
• Property taxes can be included in the repayment terms
• Terms up to 25 years
• Fixed rate terms from 1 to 10 years

Insurance available.

RRSP Loans
Why not borrow to make an RRSP contribution - it can help you save on income tax, and will provide you with an excellent start on saving for your retirement years. We offer special RRSP loans at our prime rate, with payments and terms tailored to your needs.

• Provides loans to purchase a Registered Retirement Savings investment
• Maximum loan of $25,000
• Terms up to 10 years
• Competitive interest rates
• No prepayment penalty