All of Spiritwood Credit Union's Chequing accounts include:

• Free monthly statements with copies of cheques
• Overdraft Protection, O. A. C.
• Cards (MemberCard, Global Payment Card, MasterCard) O.A.C.
• Free MemberDirect home banking access
• Over the counter debits as well as Credit Union ATM and Interac transactions cost .60 cents per transaction
• Utility bill payments processed through MemberDirect are no charge.  Teller bill payments accepted over the counter cost $1.00 per bill
• Transactions occurring at non Credit Union ATM’s will charge a fee to use their service as well as .60 cents per transaction from our Credit Union
• Chequing Account Service Charge Package - $10.00 per month – this includes 30 debits including over the counter withdrawals and interac transactions.  This service charge package also covers the $5.00 fee you normally would pay to obtain a money order from our credit union.  Any debits over the 30 debit limit will be charged at .60 cents per transaction